Advice
The state helps.We show you how.
01
The Bëllegen Akt
Luxembourg's tax credit on registration fees for your primary residence.
- Up to €40,000 per buyer credited against notary registration fees, €80,000 for a couple.
- Applies to your primary residence; you must occupy the home within two years.
- We structure the purchase so you claim the full amount.
02
Renovation & energy subsidies
Klimabonus and PRIMe House make energy renovation remarkably affordable.
- Klimabonus grants for insulation, heat pumps, solar panels and glazing.
- Super-reduced 3% VAT on renovation works in your primary residence (up to €50,000 in benefit).
- Energy-renovation costs remain partially deductible from taxable income.
03
Financing your purchase
How Luxembourg banks and the state help you carry the loan.
- Mortgage interest on your primary residence is tax-deductible, with increased ceilings in year one.
- State interest subsidies (bonification d'intérêts) and acquisition grants for eligible incomes.
- A state guarantee can cover part of your mortgage when your own funds are short.
04
Buying as a newcomer
No Lex Koller here, the Grand Duchy is open to international buyers.
- EU and non-EU residents can buy freely; no permits required for your home.
- Notary fees, agency fees and the compromis de vente, explained in plain language.
- We coordinate notaries, banks and insurers so you sign once, calmly.
Prefer a conversation?
Our advisors will walk you through grants, financing and paperwork, free of charge, in English, French, German or Lëtzebuergesch.
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