Advice

The state helps.We show you how.

01

The Bëllegen Akt

Luxembourg's tax credit on registration fees for your primary residence.

  • Up to €40,000 per buyer credited against notary registration fees, €80,000 for a couple.
  • Applies to your primary residence; you must occupy the home within two years.
  • We structure the purchase so you claim the full amount.
02

Renovation & energy subsidies

Klimabonus and PRIMe House make energy renovation remarkably affordable.

  • Klimabonus grants for insulation, heat pumps, solar panels and glazing.
  • Super-reduced 3% VAT on renovation works in your primary residence (up to €50,000 in benefit).
  • Energy-renovation costs remain partially deductible from taxable income.
03

Financing your purchase

How Luxembourg banks and the state help you carry the loan.

  • Mortgage interest on your primary residence is tax-deductible, with increased ceilings in year one.
  • State interest subsidies (bonification d'intérêts) and acquisition grants for eligible incomes.
  • A state guarantee can cover part of your mortgage when your own funds are short.
04

Buying as a newcomer

No Lex Koller here, the Grand Duchy is open to international buyers.

  • EU and non-EU residents can buy freely; no permits required for your home.
  • Notary fees, agency fees and the compromis de vente, explained in plain language.
  • We coordinate notaries, banks and insurers so you sign once, calmly.

Prefer a conversation?

Our advisors will walk you through grants, financing and paperwork, free of charge, in English, French, German or Lëtzebuergesch.

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